STOCK RESEARCH AI Institutional Equity Engine
Retail Safety Radar • Investor Protection Radar

Alternative Yield & Shadow-Banking Risk Radar

Alternative yield & shadow-banking risk radar. Exposing hidden asymmetric risks in high-yield retail products. We audit unregulated gold leasing, RBI-restricted P2P lending, and unrated corporate deposits where retail investors risk 100% permanent capital loss for marginal incremental yields.

Audited Schemes
1 Products
High Danger Score (≥75)
1 Schemes
Severe Capital Impairment Risk
Unregulated Grey Zone
1 Products
Zero SEBI / RBI / DICGC Recourse
Safe Sovereign Standard
100% Backed
Bank DICGC ₹5L / RBI Direct

Gold Yield 16% Leasing

GOLD_LEASING
Regulatory Jurisdiction: UNREGULATED_SHADOW • Counterparty Risk: EXTREME
Danger Score (0-100)
95 / 100
Advertised / Promoted Yield: 16.0% p.a.
Principal Guarantee: UNPROTECTED (Zero Recourse)
Lock-In Period: 0 Months
⚠️ Structural Vulnerability & Historical Precedent:
CRITICAL DANGER: High risk of total capital loss upon jeweller default.
📜 Regulatory Reference: RBI Advisory on Unregulated Gold Yield Schemes (2023)
Recommended Safe Alternative: