Equity Scheme - Large & Mid Cap Fund
SEBI Risk: Very High
AMC: ICICI Prudential Mutual Fund
ICICI Prudential Large & Mid Cap Fund - Direct Plan - Growth
Benchmark: NIFTY Midcap 150 TRI • Manager: Senior Fund Manager • Portfolio Date: 2026-10-10
Composite Health Score
0.0/100
FIDUCIARY_ALERT
01: Dual-Sleeve Constituent Decomposition
Equity holdings evaluated via Forensic Equity Engine; Debt/bonds evaluated via Credit & Solvency Engine.
Equity: 0.0% (Score: 72.0)
Debt: 0.0% (Score: 0.0)
Cash / TREPS: 0.0%
| Identifier | Security Name | Type | Weight | Sector / Rating | Engine Score | Diagnostic Notes |
|---|
02: True Diversification & Active Share
Exposing Closet Indexing: Active Share AS = 0.5 × ∑|w_fund - w_bench|
Active Share Score
70.0%
TRUE_ACTIVE_ALPHA
High Active Share: Portfolio significantly deviates from the passive benchmark, justified active fee.
Top 10 Holdings Concentration:
0%
03 & 04: Risk-Adjusted Alpha & Downside Capture
Evaluating asymmetrical compounding: Downside Capture Ratio vs Upside Capture Ratio.
Sortino Ratio
1.85
Downside Risk Only
Downside Capture
68.0%
Benchmark: ≤ 75%
Capture Spread
+34.0%
UCR (102.0%) - DCR
Hurst Exponent (H)
0.65
Persistent Momentum
3-Year Rolling Return Consistency:
80.0% of windows
05: Intermediary Fee Drag & Wealth Destruction
Direct Plan vs Regular Plan: Compounded wealth transfer to distributor commissions over time.
Annual Distributor Commission Drag
75.0 bps / yr (1.5% - 0.75%)
| Time Horizon | Direct Plan Value (Net) | Regular Plan Value (Net) | Cumulative Wealth Lost | Percentage Corpus Destroyed |
|---|---|---|---|---|
| 5 Years | ₹1,704,120 | ₹1,647,447 | -₹56,673 | 3.3% |
| 10 Years | ₹2,904,024 | ₹2,714,081 | -₹189,943 | 6.5% |
| 15 Years | ₹4,948,804 | ₹4,471,304 | -₹477,501 | 9.6% |
| 20 Years | ₹8,433,355 | ₹7,366,235 | -₹1,067,120 | 12.7% |
💡 Fiduciary Takeaway: A ₹10.0 Lakh investment loses ₹189,943 over 10 years purely to distributor commissions in the Regular plan.
Forensic Intelligence Desk
SEBI RA Sec. 2(u):
Descriptive diagnostics & Pre-Mortem stress-testing only. Non-advisory software utility.
⚡ Forensic Desk
⌘K